The Weekly Fav 5: Five More Great Financial Posts You Should Check Out


Hey, Money Buddie$!

Wow! It’s another week! Where does the time go?

If you’re busy, like me, it flies by. But that’s better than not having any time. Know what I mean?

Well, I’ve been going through the Inter-Web and have found 5 more great posts for you to check out.

So, let’s get busy!


One Killer Personal Finance App In Your Phone That You Didn’t Know About (Dirt Cheap Wealth, via Rockstar Finance)

In opening, I have to say that this App only applies to iPhones. I’m sorry, but that’s the way it is right now. Not being a Smart Phone user, I can’t share any personal experience with Apps, but from reading the post, this App looks very beneficial. Check out the article for more info.

The Power of $50,000 in Dividend Income, Explained (Dividend Diplomats)

Being retired, I’m always checking out income sources that will lower my tax burden. This is a very interesting article that has picked my interest to look further into dividend income. I’m not sure how much we have right now, but I’m going to ask when I visit with our financial advisor later this week.

To The Person Who Buys Their Lunch Everyday (Mixed Up Money)

Having been one to bring my own lunch to work more times than not, I had to check this one out. It also fits those that don’t cook at home, instead picking up fast-food, or eating out.

This one’s informative and entertaining. At least I think so.

4 Investing Tips for Beginners (Your Average Dough)

Investing. Investing is one of my favorite words and one of my favorite things to do. It can be intimidating but Courtney, at Your Average Dough, has some great info here.

Take a peek at her article and then get going. You’ve got a portfolio to build!

Photo Credit: Jandro Martinez via UnsplashHow I Saved 40% of My Net Pay and How You Can Too (Britt and The Benjamins)

The title sure caught my eye, as 40% is a good chunk to hang on to. It’s not impossible, though, but you’ll  have to read the article to get a better idea.

Four basic points is what it amounts to. Check out the article to learn more.


And there you have them, another handful of awesome financial pieces; more good stuff to help you get ahead financially.

Check them out and let me know which is your favorite!


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Financial Follies: Money Scams

Let’s talk Financial Follies
Have you had any?  I have.
Back in our first few years of marriage my wife and I decided to buy a piece of property outside of town to move our trailer house to.
Yeah, we had no business doing so, but it seemed to be the thing to do. We ended up not making the payments and had to let the land go back. Lesson learned. Of course, it’s not our only Financial Folly, but luckily it wasn’t a money scam.
Money Scams. I hate them. I haven’t been caught in a big one, but some folks have.

I’ve recently started working with Corrine, who does have experience with money scams. Here’s her story, as she told me.


Corinne’s Money Woes

“I was getting desperate about changing my financial situation so I pulled up some things online. I signed up for something that was about $97 and thought that was pretty good deal.

When I logged in, it gave me a phone number to call to get started, which I did. The man I talked to was good. He gave me this long spiel about using other people’s money to make your own.

This was because of putting it on credit cards. He talked about good credit vs bad credit and this was good credit because I would be able to make it all back and it was also tax deductible. He went on and on and had me believing it.

It seemed pretty awesome. This led to other companies calling me that were tied in with them to help me maximize my business. This cost another small fortune.

This was for my tax advisors who also recommended that I need to have at least 3 business credit cards to build up my business score. I did that and it brought further into debt. Then, of course, there was the web building site which added a lot more money.

After that, it was a huge drop shipping company. After all was said and done, I had maxed out 4 credit cards and had 3 loans. I felt like this was my only way out, but then all at once, I was in financial ruin.

I couldn’t pay my bills and I was in debt up to my eyeballs. All over one site that I thought was under $100. I ended up disputing all of the charges with my credit cards, and all but one worked with me.

It took a while, but I got those charges reversed, along with 2 of the loans. The one credit card that wouldn’t work with me, I owe about $5000, but I refused to pay it. The one loan that won’t work with me is for about $1000 and I refused to pay that too. That killed my credit score.

I used to have excellent credit, but in that short amount of time, it crashed.”


It’s a shame that there are jerks out there that want to get money the shady way, instead of working for it.

Anyway, the scams abound, so here are some resources to check out to help you hang on to your hard earned cash.

Now, that’s not everything. There’s a ton out there as there’s a WHOLE BUNCH of scams in the works. This will help you get an idea of what’s happening and how to avoid losing money the way that Corrine did.

If you have any other great resources, let me know!

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The Weekly Fav 5: Five More Great Financial Posts for You to Check Out


Hey, Money Buddie$!

Yep, another week has gone by. Way too quickly if you ask me. At 57, I’d really like them not to pass so fast.

Oh, well. My wife still allows me to wake up every morning. (No pillow over the face during the middle of the night.)

So, once again, I’ve been surfing the inter-web for great info. Yeah, it’s really for me, but I’m going to share it because I’m not stingy.

Well, I am when it comes to my money.

So, anywho . . . here’s 5 more great posts that I highly recommend.


The Concept of Wealth– (Stay Healthy Get Wealthy)

So, what’s your concept of wealth? This is an interesting post, as it points out a number of different types of wealth, which I’d never thought of. My idea of wealthy? Have enough money to pay all the bills with extra to invest and have fun with.


Stupid Mistakes FundCreate a Stupid Mistakes Fund for Your Stupid Mistakes (Financial Panther)

Oh, does this one hit home. Have you ever heard David Ramsey speak of the “Stupid Tax?” I have, and I’m still paying some. Wish I’d known about the Stupid Mistakes Fund years ago. It sure would have helped. Kind of a different “Emergency Fund.”


The $20.00 Emergency Fund (Money After Graduation, via Rockstar Finance)

OMG! (Yeah, I know, Cliche) This is a short and sweet article that I really wish I’d seen YEARS ago. You’ll have to read the article to see how $20 is an emergency fund. It’s an awesome idea, so check it out!


7 Ways to Pay Cash for Your Next Car (Life and My Finances)

Derek has some great advice here, and this is the only way I’ll buy another vehicle. We drive ours into the ground before we replace them, but haven’t bought from an individual in a while. Definitely cheaper than from a dealer.

We’ll never buy from a dealer again, that’s for sure.

If you might be replacing your car in the future, check this out.


Save Money on Your Taxes (Debt Discipline)

Taxes. SUCH a lovely word. 😀 I want to give as little money to Uncle Sam as possible, as most is usually wasted on paying elected officials’ salaries. If you want to lower your taxes, check out this awesome article.


And. . . that’s a wrap! Another 5 great posts to check out. Hope you find them interesting and useful. Let me know either way.

If you read something great, send it my way, so I can check it out and share it.

Until next time, Peace!  Shin


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Why Not Retire at a Dollar Amount, Instead of an Age? – Update

You might have caught an earlier blunder in which I accidentally posted the draft of this post that I had written for Your Average Dough. Yep, that was embarrassing. Oh well, I never said I was an expert at this blogging thing.

Anywho. . .

The article posted today! If you’d like to read it, and check out Your Average Dough, click HERE.

Many thanks to Courtney for running the post and the great writing that she provides for Money is not Taboo.

Until next time, Peace! Shin

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My Side Hustle High (Learning to Fly) and Side Hustle Resources

Fairchild PT-19

My Side Hustle High, plus some Side Hustle Resources

My Dad grew up in the little town of Cuero, Texas which hosted a World War II Army Air Corps primary training field.

He shared of watching PT-19’s fly around the local skies and how he grew to love aviation.

Many times he said he wanted to learn to fly and earn his Private Pilot’s License.

He never did.

It’s not that he couldn’t afford to, he just didn’t do it. Dad was frugal and didn’t spend much fun money. He did learn to fly, but only radio controlled model planes, with me being his Flight Instructor. Dad passed the aviation “Bug” on to me, but it hit me harder. I HAD to learn to fly. Not just RC planes, but the real ones, AND I was going to own my own plane.

Okay, let’s get real. My profession has been in education as a Teacher, Counselor, and sometimes Principal. Educators, at least Texas Educators, don’t make a ton of money.

I was married and the father of two. My Wife was in retail, so our combined incomes were not that high, but I still pulled it off.

Oh, I forgot to mention. When I was earning my pilot’s license and building an airplane, I was also working my Master’s Degree.

Yeah, those were busy times.

If it wasn’t for Side Hustles, which wasn’t a term in the early ’90’s, I couldn’t have done it. Side Hustles and some Career Ladder money made it possible. You can read about my more recent Side Hustles at my post, Side Hustle Success.

The only year I earned Career Ladder money (a Texas Educator Incentive Program) was the last year it was offered. I earned $1300.00, the very amount an airplane builder was willing to sell his abandoned project.

My $1,300.00 Career Ladder Money investment.

I’d been taking flying lessons for a year when my little “Jewel”, an Evan’s Volksplane VP-1, fell into my lap. I had also started work on my second degree. I was funding the three through Side Hustles, as we couldn’t afford for me to pull the funds from our family funds.

I was making vacuum form molds for a plastics forming company and antique truck replacement wooden bed floors and wiring harnesses. I also did Handy Man stuff, here and there.

I was working 40 plus hours a week, taking flying lessons, going to classes, and running my side business while sharing the parenting and adult responsibilities with my wife.


I’m proof that it can be done.

I’m not the smartest guy in the world, but if I can do it, so can others.

If you want something bad enough, you’ll figure out how to do it. I wanted to move up in education, I wanted to learn to fly, and I wanted to own an airplane.

Side hustling was the answer. That and determination.

Nothing happened fast. I started my Counseling degree in 1992 and completed it in 1998. I began my pilot’s license in 1992 and earned it in 1994. I began building my airplane in 1993 and finished it in 1997.

Me and my Volksplane VP-1, “Passed ‘Round,” not long after its July 1997 completions. Since the grass is green, I’m thinking Spring of 1998.

I also forgot to mention, my Son and I built a shop in the back yard, big enough to assemble the airplane. That was 1996.

I didn’t keep complete records, but I estimated that “Passed ‘Round” cost me under $4,000.00 to build. I flew her from 1997 to 2009, almost 1000 hours. We ventured around Texas and even from the DFW area to Oshkosh, WI in July of 2003, to attend the Experimental Aircraft Association’s Air Venture.

It was the 100th anniversary of the Wright Brothers’ first flight and the 35th anniversary of the release of the Volksplane plans. I had the only VP at Air Venture that year.

Dan Zini tries “Passed ‘Round” on for size at Air Venture 2003. Yep, that’s me on the right, shouting at somebody.

Man, I wish I had the energy that I had back then.

A few years back, I taught a first-year student class at a local college. One of the sections we covered was personal finance. I covered increasing one’s income when there wasn’t enough money.

One of my students asked how she could do that when she was going to school, already had a job, and kids that she couldn’t spend more on child care for. My answer? “You can figure out a way to do it. There are ways to make more money.”  Kind of a lame answer, huh?

Back then I hadn’t gotten into online side hustles, so I couldn’t tell her about that, but it’s definitely an option. Wish I’d known then what I know now.

So, do you have something that you really want to do, but don’t have the money? Side hustling is the answer. There’s really no reason that you can’t make extra money.

Okay, Shin, what can I do to make more money? Well, here’re some resources to help you pick up some extra cash.

  • Hustle Away Debt – David Carlson’s  book Hustle Away Debt is packed with ideas on how to make money to pay off debt. Even if you don’t have debt, you can learn how to make some extra coin.
  • 10 Websites That Can Help You Start a Side Hustle – Written Rachel for Young Adult Money: “Luckily, there are some websites that can bolster your side hustle gig, and some websites even act as side hustles themselves. If you are looking to jump right in and start making extra money through a side hustle, here are 10 websites that can help you.”
  • 7 Side Jobs to Make You More Money – By Courtney, of Your Average Dough, “Whether you have a full-time or part-time job, or maybe you’re currently not working at all, sometimes you may find yourself strapped for cash or you just have a never-ending desire to make more money.”
  • 24 Awesome Side Hustles you can do while working full time – by Lauren Greutman a: “Whether you are looking to boost your income, pay off debt, or increase your savings, side hustles might be exactly what you need. A side hustle is a second job that not only brings in money but also allows you the flexibility to work your full time, regular job. Any of these 24 awesome side hustles can give you the income you need while also working a full time job.”
  • 15 Easy Side Hustles Millennials Can Start This Weekend – I’m not a Millennial, far too old for that, but even this Baby Boomer could do some of these. There’s a nice variety of ideas here.

So, there’s a little about one of my Side Hustle adventures and some resources to help you make some extra money.

Check them out, let me know what you think, and shout back about your Side Hustle adventures.

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