Category Archives: Debt

How to Resist the Temptation of Spending Money: 4 Great Tips

While some of us are natural-born savers, a survey conducted by NerdWallet concluded that 41% of Americans who have ever had credit card debt attributed that debt to spending more than they could afford on unnecessary purchases. This is crazy … Continue reading

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How to Refinance Student Debt, and When You Shouldn’t

It’s my pleasure to feature this guest post by Patty of Working Mother Life. I have never had student loans, so it makes sense for somebody else to write on the subject. Patty’s got some great info here and more … Continue reading

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March to a Million – Dollars, That Is

According to a recent article in the September issue of Money Magazine, the number of millionaires in the United States is at its highest level ever. In 2016, there were approximately 11.3 million millionaires and that number is growing. For … Continue reading

Posted in Debt, Investing, Net Worth, Saving | 3 Comments

200,000+ Miles: Saving Money by Not Replacing Our Vehicles

We haven’t had a car payment since 2011, and we don’t miss it. We financed my wife’s 2004 Saturn Wagon, and it’s the last new car we’ll ever buy and the last that we’ll ever finance. Selena’s car, our main … Continue reading

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Compounding Interest: Good vs Bad

“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” – Albert Einstein Seeing the Light When I was teaching at the local Junior College, my curriculum had … Continue reading

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